Grounded in logic. Not consensus.
Investing is one of the last liberal arts.
It rewards judgment more than memorization, and a knack for connecting ideas that don’t obviously belong together. That work is hard, it never really stops, and you’re graded on it every day. A lot of the industry quietly stepped away from it and reorganized around products that are easier to sell and simpler to run. I built Harvest Lane to do the harder thing.
How I think about your money →I’m paid by you and only you. No commissions, no products, nothing pulling me in another direction.
I’m legally bound to put your interests first, and that’s in writing.
No broker-dealer or parent company, and no house view I’m expected to sell.
Success isn’t beating an index. It’s funding a life.
Most of the industry measures itself against an index. I’ve never found that number very telling. It says how the market did. It says nothing about whether you can stop working when you’d like to, or whether your family is taken care of if something happens to you. Those are the questions I plan around. How the market performed is the backdrop, not the scoreboard.
Built with permanence in mind.
Our mark is the Fuggerei in Augsburg, Germany — the oldest social housing complex in the world. It opened in 1521, and it’s still running today. The family who built it, the Fuggers, made one of the great fortunes in history by allocating capital carefully and thinking in generations rather than quarters.
We took our name from their lanes and our patience from their example. The things worth building tend to take a while.
More about the firm →Built for people who’ve built something.
My clients don’t all look alike, but they share a few things: they’ve built something, their finances have outgrown a paycheck and a 401(k), and they’re done being sold to.
Attorneys & partners
You understand fiduciary duty better than most, because you live under it. Partner draws, deferred comp, income that swings year to year: none of it behaves like a salary, so it shouldn’t be invested like one.
Families thinking generationally
Your wealth has to do more than support you — it has to last into the next generation, and the one after. That’s a longer horizon than most portfolios are built for, and the one I invest for.
After a sale
You’ve sold the practice or the business, sometimes to a private-equity buyer, and now you’re holding the proceeds. The discipline that built that value should guide how it’s invested next.
Thinking, in the open.
Original research and independent views. The same lens I bring to client portfolios.
Price? What Price?
A single law from 2006 quietly rewired the entire market. Target-date funds now hold $4.8 trillion and buy the biggest stocks regardless of price. If you tell yourself you’re diversified because you own an S&P 500 fund, you’ve bet a third of your money on seven companies.
My Son Called My Bloomberg Podcast Boring
It’s not the 1970s on the surface. Supply shocks are hitting an economy where everybody is spending, not one where nobody is. The real 1970s moment isn’t now. It’s what shows up after Millennials slow their spending and the worker, tanker, and housing shortages are still unfixed.
OPM — Other People’s Money
You pay your life insurance premiums. You do the responsible thing. And along the way your money ends up financing airplanes, freight trains, rooftop solar panels, and the song catalogs of Bruce Springsteen. Private equity is reshaping the insurance industry.
Begin a conversation
Your clients trust your judgment. Who do you trust with yours?
Every relationship begins with a conversation. I’ll learn about your situation, and we’ll explore whether Harvest Lane is the right fit.
Schedule an introduction →